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Bank cards glossary. a repayment you are expected which will make every in return for your credit card account year.

Bank cards glossary. a repayment you are expected which will make every in return for your credit card account year.

Yearly cost

Not all the records charge an annual charge.

The apr (APR) represents the expense of credit and takes account associated with interest rate and any fees. The APR that is advertised be determined exactly the same way by all credit providers so clients may use it to compare cards throughout the market.

To learn more about APR’s and what things to look for see bank cards explained.

Balance transfer

a stability transfer is when a financial obligation owed on a single bank card is utilized in a different one.

Balance transfer charge

A payment that is one-off might be expected which will make if you opt to move a stability from a single bank card account to some other. It’s often a share for the quantity moved.

Maybe not a balance will be charged by all cards transfer cost plus some can offer to refund it in a few other method. For instance, some issuers provide a fee reimbursement in loyalty or cash points.

0% stability transfer

This could relate to a card that offers a 0% rate of interest on transfers of balance for a specific length of time. Continue reading